i am a first time buyer and i want a 100%moratage and a natwest customer how do i stand

There are no 100% mortgages available at the moment. We are in arecession and banks must be sure they will get their money. You will have to save a deposit of at least 10% and possibly a lot more.

With a double dip recession on the horizon, there is every possibility that house prices will fail to stabilise and 100%mortgage advances must surely become a thing of the past ... frankly I can never see them coming back again. While every hard working person deserves a chance to get on the property ladder, the banks and building societies have now shut the door on 'giving away money' and asking for customers to have their own financial input is far overdue.