I require a no questions policy to cover 45,000.00 gpb interest only mortgage??

Hi telfer and welcome to the forum.

If you are looking for a policy to simply pay out on death, then a level or decreasing life assurance is what you require but I cannot see you getting that level of cover without the usual health underwriting. I see that Liverpool Victoria offer a full cover policy after one year in force but I would imagine even that would be expensive for the level of cover you mention.

Out of interest, why do you seek a 'no questions' policy?

I'm assuming you require a 'no questions' policy because of medical problems, but a sum of that will need to be underwritten. I'm an underwriter by profession, so might be able to assist if you can give some more information