I have £40,000for a deposit. What mortgage would I get? I earn £50,000 per annum

Hi quitzy and welcome to the forum.

A difficult question to comment on as lenders should be lending not only based on income but also taking into account outgoings and other credit/debt commitments which is only sensible. However, on a simple level and assuming a recognised level of lending at three times gross income, you should be able to borrow say ?150,000 allowing you to buy at ?190,000 assuming the lender looks for a 20% deposit and your credit score stacks up.

But you should be running this exact question past a lender of your choice or an FSA regsitered mortgage advisor for a more definitive view.